Farm Operating Line of Credit With No Lien on Crops, Equipment or Livestock

Janus Ag Finance offers a Revolving Line of Credit based on the equity in your real estate. We do not encumber your crops, livestock, or equipment which leaves them available as collateral for lines of credit with your local bank.

• Rates as low as 2.7%
• No inventory reporting or permission required to draw on the credit line
• 24 hour wire transfer to your checking account with no loan committee review
• Pay the credit line down when crops are sold and draw against when needed. Interest is charged only on outstanding balance. Semi-annual interest payments due on January 1st and July 1st
• Draw period of 10 years then converts to an amortized fixed rate loan
• Loan may be combined with our long term farm real estate loan
• Minimum loan is $200,000
• Good credit required - Credit Scores over 660 - Free Credit Report
• 3 years tax returns required to document history of adequate income