Commercial Farm & Ranch Loan Experts

Bob Larson, President, Janus Mortgage, Inc.

35 Years Experience In Agricultural Finance and Operations

Janus Mortgage, Inc 2000-present
Founder and president of a residential, commercial, and agricultural mortgage company. Works primarily with large agricultural operations as a lender and management consultant.

Larson Family Farms 1968-present
Owner and operator of farms located in North Dakota, Colorado, and Nebraska. Raised cattle, hogs, corn, wheat, sunflowers, alfalfa and a variety of other crops. Operated feedlots up to 25000 head capacity and farmed up to thirty quarters of irrigated land. Currently owns irrigated farm near Albion, NE.

MoneyMax Mortgage, Inc 1992-2000
Co founder and partner in a residential mortgage company located in Denver, CO which originated loans in Colorado and surrounding states, with loan volume exceeding $40 million yearly. Sold interest in this company to partner in 2000.

Amex Insurance 1988-1990
Insurance agent with American Express, specializing in long term care and medical supplement insurance.

Colorado Aircraft Sales 1966-1988
Owner of aircraft brokerage company, chief pilot and sales agent for this company which sold general aviation aircraft worldwide. Began flying career in North Dakota in 1966, fully rated instrument, multi and single engine aircraft.

MCFA, Inc 1984-1986
Consultant to farms and ranches in need of financial reorganization. Responsible for debt consolidation, restructure of farm loans for farm operations, and structured work out plans.

Larson Agri Beef 1968-1990
Owner of large farm and cattle operation located in North Dakota. Experienced in irrigated and dry land farming, custom combining, feedlots, and confined hog facilities.

First Western Bank 1966-1968
Agricultural loan officer

Governor William L Guy 1968
Campaign manager fund raising for the successful re-election campaign of William L Guy as Governor of North Dakota. Worked with political organizations and individuals to orchestrate this successful campaign, including meetings with Robert Kennedy, Hubert Humphrey, and other political leaders of the Democratic party to coordinate governorship campaign with presidential campaigns in the 1968 elections.

EDUCATION
Stanford University 1962-1968
Obtained degrees in Economics and American History while simultaneously operating the family farm. Completed Honors Program in Economics at Stanford University specializing in agricultural management.

AFFILIATIONS
Member of Rotary International 1970-76; 2000-present
Colorado Mortgage Lenders Association 2002-present
Colorado Association of Mortgage Brokers 1996-2000
Better Business Bureau 2003-present
Cherry Creek Chorale 1990-present

During the past twenty years Bob has developed personal relationships with underwriters at Farmer Mac, the major national financial institutions, insurance companies and regional commercial banks and farm lenders throughout the country. He knows which investors are the best for your loan. He knows how to present you and your operation in the best light and is experienced at moving your application through the underwriting process quickly and efficiently.

Bob works closely with you and your appraiser and gives you the attention that you need to make the loan that you want.

Meg Law, Associate Ag Loan Officer

• Seven years experience in Hobby Farm and Rural Home Lending
• Strong background in analysis of agricultural and residential appraisals
• 12 years experience in loan processing and underwriting
• Licensed Colorado Realtor
• Graduate University of Denver, BSBA in Small Business

Meg has been working with Farmer Mac Loans for years. The underwriting and appraisal requirements are unique and complex. With Meg, you are assured of her thorough knowledge of Farmer Mac underwriting and familiarity and understanding of the appraisal requirements. She is a pro at attending to the details of a loan package, which are critical for loan approval.

Norm Peterson, Associate Ag Loan Officer

Peterson & Sons Holding Company (Overland Park, KS), 1988-present
President of a family owned corporation involved in financial consulting and investing, primarily in the agriculture industry. Worked primarily with large agricultural operations with credit problems. Assisting with work-out plans and other financial solutions.

Empire Energy Corporation, 2002-2004
President & Chief Financial Officer for Empire Energy Corporation, a publicly traded company in the Oil and Gas business.

Owen & Associates LLC, 1988-2002
Partner in Mortgage Banking Firm taking several firms public, doing reverse mergers for the Hereford Associations, You Bet, and Empire Energy, Inc.

Advanced Financial, Inc. (Shawnee, KS), 1988
President & CEO of Advanced Financial, Inc. a public company trading on the American Stock Exchange. It is the parent company of AFI Mortgage, Corp.

AFI Mortgage Corp. (Shawnee, KS), 1984-1988
Chairman & CEO of a full service mortgage banking company with 105 employees nationwide.

Haxtun Community Bank (Haxtun Co) 1980-1984
Chairman & CEO and majority owner of rural agricultural bank

Platte Valley Bank & Trust (Kearney, Nebr.) 1975-1980
Chairman & CEO and majority owner of $500,000,000 rural agricultural bank

Kellogg Savings Bank (Kellogg Iowa) 1973-1977
Chairman, Vice Pres. Senior Loan officer Rural agricultural bank

Lincoln Production Credit Association (Lincoln, NE), 1963-1973
Vice President from 1969 to 1980.
Responsible for loans totaling in excess of 50 million dollars.

Branch Manager, York, Nebraska, 1963-1969.
Responsible for 10 million dollars in agricultural loans. Achieved National Field Office Manager of the Year award for fastest growing office in the nation.

EDUCATION

Bethel College (St. Paul, Minnesota)
Double Major: Business Administration & Speech

AFFILIATIONS

• Chairman of the Board for Advanced Financial Inc.
• Board of Directors for AFI Mortgage Corp.
• Hillcrest Covenant Church, Prairie Village, KS - Deacon of Personnel
• University of Nebraska Directors Club
• Nebraska Bankers Association
• American Bankers Association
  

HONORS

• Listed in "Who's Who in American Business" 1993-1994
• Selected to represent the United States Government in Agricultural Finance Fact Finding Mission in Russia in 1970.

Norm heads up our Kansas City office, but does ag lending nationwide. He brings a bankers perspective to our team. His extensive experience with large lending corporations gives Norm the ability to anticipate questions an investor will raise about the risk of any loan, and he will address those questions up front.